Protecting an Inheritance
Matrimonial Monday Tip!
Parents often want to help their adult children, sometimes becoming the “Bank of Mom & Dad.” If your child and their partner move into a family property (like a cottage or home), it’s important to protect your investment while still being generous.
Steps to consider:
• Create a simple tenancy agreement & collect modest rent (this even helps at tax time!)
• Report it properly with your accountant
• Add legal safeguards in your will or through post-nuptial agreements
• Keep your wills updated
The key takeaway: support your child, but be strategic so your hard-earned property stays protected.
Always confirm details with trusted legal & tax professionals! We have the best in Toronto, so feel free to ask us to introduce you.
The Graff Group Toronto: Icons of Real Estate
Samantha Graff Benmor & Cheryl Graff
Experience. Empathy. Results.
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